Are you allowed to enjoy your money? It’s a question many people silently wrestle with after a pay rise or financial success. You upgrade your flight, buy a bigger home, get a nicer car, or book a nicer hotel. You say yes to brunch without checking your balance. Then, later that evening, a wave of guilt hits. The online advice warns against lifestyle creep and urges you not to spend your pay rise. Suddenly, you wonder, “Should I really be spending like this?” This confusion i